Kentucky Homebuyer Programs for Low Credit Scores and No Money Down!
Buying your first home in Kentucky doesn't need to be stressful—even if your credit score isn't perfect or you don't have a lot of cash saved for a down payment. We've got fantastic news: there are home loan options designed specifically for you!
Here's how you can score big:
FHA & VA Loans: No Credit Score Worries!
Minimum 500 FICO Score: FHA and VA loans available without strict overlays, meaning easier approvals for homebuyers with low credit.
Empower DPA Program (Forgivable Grant)
Down Payment Assistance designed specifically to help first-time homebuyers cover the upfront costs. This assistance doesn't have to be paid back!
100% VA Cash-Out (No Limit)
Veterans can leverage their eligibility to cash-out equity without worrying about loan limits.
VA Joint Loans (Single Entitlement)
Flexible options for veterans purchasing a home with another person, maximizing your purchasing power.
Manufactured Housing Financing
Loans available for Single, Double, and Triple-wide manufactured homes—perfect if you're considering more affordable home options.
Quick Turn Times
Faster processing means quicker move-ins. You won't have to wait long to call your new place home.
Ready to Get Started?
Don’t let credit concerns or down payment worries hold you back. I've helped hundreds of Kentucky families achieve their dream of homeownership with these very programs.
Contact me today for your FREE mortgage pre-a
