KENTUCKY USDA RURAL HOUSING ELIGIBILITY MAP FOR 2025
How to Check USDA Eligibility in Kentucky
Wondering if a property is eligible for a USDA Rural Development loan? It’s easy to find out! Follow these steps:

Visit the USDA Eligibility Map: Go to the official USDA eligibility website at USDA Property Eligibility.
Enter the Property Address: Type in the full address of the property you’re interested in to check its eligibility.
Review the Map: The tool will display whether the property is in an eligible rural area or not.
Pro Tip: Properties outside of major metropolitan areas or densely populated cities are typically eligible. Still, some urban fringe areas still qualify.

USDA Property Eligibility in Kentucky by County
Here’s a list of counties in Kentucky where USDA loans are available. Counties that are entirely USDA-eligible are listed without extra notes. Counties with partially ineligible areas are noted for your reference.

Adair, Allen, Anderson, Ballard, Barren, Bath, Bell, Bourbon, Boyd, Bracken, Breathitt, Breckinridge, Butler, Caldwell, Calloway, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Clinton, Crittenden, Cumberland, Edmonson, Elliott, Estill, Fleming, Floyd, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock, Harlan, Hart, Henry, Hickman, Hopkins, Jackson, Jessamine, Johnson, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon, McCreary, McLean, Magoffin, Marion, Marshall,