How long do you have to be employed to get a Kentucky mortgage? Every program wants a two-year history, but none require two years at your current job. New one-minute whiteboard explainer: FHA needs 2 years of work history with no minimum on the current job (a gap over 6 months needs 6 months back at work); VA wants related training or experience if you are under 12 months on the job; USDA wants 24 months of stable income (school and military count); KHC follows your first mortgage's rules plus household income limits; Conventional needs a letter for gaps and 2 years of tax returns if self-employed. Changed jobs recently? Call or text 502-905-3708 for a free pre-approval. Joel Lobb, EVO Mortgage, NMLS 57916, Company NMLS 1738461. Kentucky loans only. Equal Housing Lender. Not a commitment to lend.
