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Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
Mortgage Lender in Louisville
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4.9
(84)
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(502) 905-3708
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Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
Call
(502) 905-3708
Call now
Contact us
Directions
Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
1 month ago
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FHA Gift Funds Kentucky 2025: Complete Guide to Gifts of Equity & Down Payment Assistance
Last Updated: October 2025 — FHA loans remain one of the most accessible pathways to homeownership for Kentucky first-time buyers. If you've been told you can't afford a home because of down payment requirements, think again. Understanding how FHA gift funds and gifts of equity work could open the door to your dream home with as little as 3.5% down.
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