Your offer was accepted. Now what? New video: the 8 steps between an accepted contract and the keys, with what I handle and what the buyer has to do at each one.
1. Accepted contract: earnest money in, watch your email
2. Disclosures + Loan Estimate: e-sign the same day so we can lock
3. Home inspection: schedule it now, send me the report
4. Appraisal: the slowest step
5. Underwriting + title: insurance quote, updated pay stubs, same-day replies
6. Clear to close
7. Closing Disclosure: verify wiring instructions by phone with the title company
8. Closing day: photo ID, final walk-through, keys
Until you close: no new credit, no job changes, no moving money. Not sure? Call or text me first.
Joel Lobb, EVO Mortgage. NMLS 57916. Call/Text 502-905-3708. Kentucky loans only. Equal Housing Lender. Not a commitment to lend.
