🚨 Kentucky Homebuyers – Important Update 🚨
The Welcome Home Grant through FHLB Cincinnati has officially been fully reserved for 2026.
If you missed it, you’re not alone — funds are claimed fast every year.
👉 But here’s what most buyers don’t realize…
You can STILL buy a home with little to no money out of pocket.
Here’s how we’re getting buyers approved RIGHT NOW:
✅ Up to $12,500 Kentucky Housing Corporation (KHC) down payment assistance
✅ $0 down USDA loans (eligible areas)
✅ VA loans for veterans – $0 down + no PMI
✅ Seller-paid closing costs to reduce cash needed
📊 In many cases, we can structure your deal VERY similar to what the grant would have covered.
The difference?
You don’t have to wait until next year.
💬 If you're thinking about buying in 2026, now is the time to get a plan in place.
Message me “HOME” or call/text 502-905-3708 and I’ll map out your options.
Joel Lobb
Mortgage Broker – FHA, VA, USDA, KHC
NMLS #57916 | EVO Mortgage NMLS #1738461
📍 Licensed in Kentucky
⚠️ This is not a commitment to lend. All loans subject to credit approval and program guidelines.
