New video: How to get approved for KHC down payment assistance in Kentucky
Good income but nothing saved? Kentucky Housing may offer eligible buyers up to $12,500 toward down payment and closing costs, as a repayable second mortgage.
In 2 minutes I walk through the six things a lender checks: credit, KHC's applicant income limits (updated Sept 1, 2026), the base loan, the assistance, the house, and the payback.
Think you make too much, or you've owned before? Ask anyway. Free pre-approval, usually same day.
Call or text 502-905-3708
Joel Lobb, Mortgage Broker | NMLS 57916 | Company NMLS 1738461 | Equal Housing Lender | Not affiliated with any government agency or KHC. Not a commitment to lend. Eligibility and approval required.
