Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA

New video: the complete first-time home buyer roadmap for Kentucky. Credit scores and the 620 middle-score rule, zero-down programs like USDA and KHC with up to $12,500 in down payment assistance, FHA at 3.5% down, income rules, and the exact document checklist for a free pre-approval that's good for 120 days. Watch the 3-minute whiteboard video at youtu.be/HVoFWUI0Y5E then call or text 502-905-3708. NMLS 57916. Equal Housing Lender.