KENTUCKY USDA RURAL HOUSING ELIGIBILITY MAP FOR 2026
How to Check USDA Eligibility in Kentucky
If you want to confirm whether a home in Kentucky qualifies for a USDA Rural Development mortgage, the process is simple and takes only a few minutes. Follow the steps below to avoid guessing and ensure the property truly meets USDA location requirements.
Visit the official USDA Property Eligibility website: USDA Property Eligibility Tool
Enter the complete property address, including city and ZIP code.
Review the map results to confirm whether the property is located in a USDA-eligible rural area.
Pro tip: Many buyers assume a property will not qualify simply because it is close to a city. That assumption is often wrong. Numerous edge-of-town and suburban locations in Kentucky remain USDA eligible, so the map is always the final authority.
