Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA

🚨 Breaking Mortgage News!
Fannie Mae just announced a game-changer for homebuyers 👇

Starting Nov. 16, 2025, the 620 minimum credit score requirement will be removed from Desktop Underwriter (DU). That means no more hard cutoff — DU now reviews your entire credit profile.

✅ More opportunities for Kentucky homebuyers
✅ Conventional loans even with lower scores
✅ Faster approvals + flexible options

If you’ve been told your score was “too low,” this could be your second chance. 💪

🏡 Let’s see if you qualify for a Conventional, FHA, VA, USDA, or KHC Down Payment Assistance program today.

📞 Call/Text 502-905-3708
📧 kentuckyloan@gmail.com

🌐 mylouisvillekentuckymortgage.com

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⚖️ Compliance:
NMLS #57916 | Company NMLS #1738461 | Equal Housing Lender
This is not a commitment to lend. All loans are subject to credit approval and program guidelines.