🏡 Kentucky Welcome Home Grant 2026
Up to $20,000 in Non-Repayable Down Payment & Closing Cost Assistance
📢 PROGRAM OPENS: April 6, 2026 at 8:00 a.m. ET | Funds Are Limited & First-Come, First-Served
What is the Kentucky Welcome Home Grant?
The Kentucky Welcome Home Grant, administered by the Federal Home Loan Bank of Cincinnati (FHLB Cincinnati), is a non-repayable grant program designed to help low- and moderate-income Kentucky homebuyers afford down payments and closing costs. Unlike loans, grants don't need to be repaid—they're a gift of funds to eligible borrowers.
Key Advantage: This is FREE MONEY! There is no repayment requirement, though funds are restricted for a 5-year primary occupancy period.