How much house can you afford in Kentucky? Lenders use your debt-to-income ratio (DTI). A buyer earning $75,000 with $450/month in debts qualifies for about $219K (USDA), $266K (VA), $276K (FHA) or $303K (conventional) at a 6.75% example rate. Every $100/month of debt costs about $13,000 of buying power. Watch the 2½-minute whiteboard explainer: https://youtu.be/8XV63FXnjLM Free calculator and full guide: https://www.mylouisvillekentuckymortgage.com/2015/07/how-much-house-can-i-afford.html Call or text 502-905-3708 for your real number. NMLS 57916. Estimates only, not a loan approval.
