How to Qualify for a Kentucky FHA, VA, USDA and Conventional Home Loan
There’s no universal minimum credit score needed for a mortgage, but a better credit score will give you more options.

If you’re trying to get a mortgage, your credit score matters. Mortgage lenders use credit scores — as well as other information — to assess your likelihood of repaying a loan on time.

Because credit scores are so important, lenders set minimum scores you must have in order to qualify for a mortgage with them. Minimum credit score varies by lender and mortgage type, but generally, a higher score means better loan terms for you.