New video: How to get approved for an FHA loan in Kentucky
3.5% down. 580 credit score. No income limits. Works anywhere in Kentucky, Louisville and Lexington included.
In 2 minutes I walk through the six things a lender checks: credit, income, debt ratios, the money, mortgage insurance, and the house. Includes the 2026 FHA loan limit ($541,287) and the bankruptcy and foreclosure waiting periods.
Think your score's too low or your savings too small? Ask anyway. Free pre-approval, usually same day.
Call or text 502-905-3708
Joel Lobb, Mortgage Broker | NMLS 57916 | Company NMLS 1738461 | Equal Housing Lender | Not affiliated with HUD or FHA. Not a commitment to lend.
