Zero Down 100% Financing Mortgage Loans in Kentucky
Close loans in 20–30 days with $0 down payment. Don’t wait—see if your transaction qualifies today!
100% financing — no money down required
No cash reserves or seasoning needed to qualify
Seller-paid closing costs allowed
Fixed interest rates for stability and peace of mind
Eligible for both new construction and existing homes
Programs offered through:
Kentucky Housing Corporation (KHC)
VA Home Loan Program (for eligible veterans)
USDA Rural Development Mortgage Program
Our underwriters specialize in 100% financing mortgage loans in Kentucky. Enjoy quick turn times and work with a local expert who knows your market.
✅ Hosting kentucky first-time homebuyer seminars
✅ Credit scores starting at 580 for FHA/VA/USDA Kentucky Mortgage Loans
✅ 620+ scores qualify for KHC Down Payment Assistance Down payment Assistance 5% grant!
Call Joel Lobb today:
(502) 905-3708
Senior Loan Officer • NMLS #57916 NMLS #1738461
Email: kentuckyloan@gmail.com
Website: mylouisvillekentuckymortgage.com
🎥 Watch this quick video to learn how 100% financing works in Kentucky to buy a house in Kentucky going no money down with the KHC, VA, USDA and Down payment Assistance 5% grant!