Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
3 months ago
Credit Score Requirements for Kentucky Mortgage Loans in 2025
If you’re planning to buy a home in Kentucky, one of the first things you’ll ask is: What credit score do I need to qualify for a mortgage? The answer depends on the loan program you choose—FHA, VA, USDA, Conventional, or even the Kentucky Housing Corporation (KHC) Down Payment Assistance Program.
This guide gives a quick breakdown of credit score requirements for each option in 2025.
If you’re planning to buy a home in Kentucky, one of the first things you’ll ask is: What credit score do I need to qualify for a mortgage? The answer depends on the loan program you choose—FHA, VA, USDA, Conventional, or even the Kentucky Housing Corporation (KHC) Down Payment Assistance Program.
This guide gives a quick breakdown of credit score requirements for each option in 2025.
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