Buy a Home in Kentucky With Just 1% Down! ONE+ by Rocket Mortgage Now Available
Down Payment Assistance + Fixed Rates = Homeownership Made Affordable
You’ve done your homework. You know you can afford the mortgage payment and handle the upkeep. But let’s be honest—the down payment has always been the biggest hurdle. With home prices rising fast, it’s getting harder for buyers to save up.
✅ That’s where the ONE+ program by Rocket Mortgage steps in.
With as little as 1% down out-of-pocket, plus a 2% grant, you can finally cross the finish line into homeownership—with 3% equity from day one.
🔑 How the ONE+ Program Works
Let’s break it down with a sample scenario:
🏠 Home Price: $250,000
💰 You Pay (1%): $2,500
🎁 Rocket Mortgage Grant (2%): $5,000
📈 Interest Rate: 7% (30-year fixed)
💸 Monthly Principal & Interest: $1,613.36
You walk into your new home with only $2,500 down and instant 3% equity.
✅ Benefits of ONE+
💲 Only 1% Down Required
🎁 Rocket Mortgage Covers an Additional 2%
🏡 Available to First-Time & Repeat Buyers
📍 No Location Restrictions – Available in Kentucky and Nationwide
💳 Minimum 620 Credit Score
🏠 Primary Residence (Single-Unit Homes Only)
💼 Max Loan Amount: $350,000
📉 Eligible for Temporary Buydowns (Seller/Builder Contributed)
⚠️ Who Qualifies?
This is an income-targeted program, so keep in mind:
Your qualifying income must be ≤ 80% of your county’s median income
(Example: If your area median income is $90,800, you must make ≤
