Kentucky's Welcome Home Grant
Kentucky Welcome Home Grant (2026 Update)
The Kentucky Welcome Home Grant is a down payment and closing cost assistance program through the Federal Home Loan Bank of Cincinnati (FHLB Cincinnati) and participating lenders. It is first-come, first-served when reservations open.
Up to $20,000 (historical cap; final amounts set at opening) Household income limits apply (80% MRB) Primary residences only Plan early to avoid missing funds
Last updated: January 6, 2026
2026 status and opening date
FHLB Cincinnati has announced the Welcome Home Program will open on April 6, 2026 at 8:00 a.m. ET. Funds are limited and can be reserved quickly.
