To determine if a property is located in a USDA-eligible area, utilize the official USDA eligibility map:
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🔗 USDA Property Eligibility Map
In Kentucky, while many rural areas qualify, certain regions are excluded:
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Ineligible Areas: Entire counties such as Jefferson (Louisville) and Fayette (Lexington) are not eligible.
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Partially Ineligible Areas: Parts of counties including Daviess (Owensboro), McCracken (Paducah), Madison (Richmond), Clark (Winchester), Warren (Bowling Green), Hardin (Fort Knox and Radcliff), Bullitt (Hillview, Maryville, Zoneton, Fairdale, Brooks), Franklin (Frankfort), Henderson (Henderson City Limits), Christian (Hopkinsville, Fort Campbell), Boyd (Ashland city limits), and the northern parts of Boone, Kenton, and Campbell counties (Covington, Florence, Richwood, Hebron, Ludlow, Fort Thomas, Bellevue) are also ineligible.
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💰 2024 Kentucky USDA Income Limits
Income limits vary by county and household size. For most areas in Kentucky:
Households of 1–4 members: Up to $112,450
Households of 5–8 members: Up to $148,450
In certain counties with higher costs of living, such as Boone, Kenton, and Campbell, the limits are:
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Households of 1–4 members: Up to $120,850
Households of 5–8 members: Up to $159,150
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