Kentucky FHA Mortgage Lenders 2025: Requirements, Loan Limits, and How to Qualify
By Joel Lobb, Senior Loan Officer – EVO Mortgage, NMLS #57916
Introduction
Buying a home in Kentucky can feel overwhelming—especially for first-time buyers with limited savings or less-than-perfect credit. FHA loans, insured by the Federal Housing Administration, provide an affordable path to homeownership.
In this guide, you’ll learn everything about Kentucky FHA mortgage lenders and requirements in 2025 — including credit scores, down payments, loan limits, debt-to-income ratios, property standards, and how to qualify with local FHA-approved lenders.
