Navigating a mortgage after a divorce can feel overwhelming — but it doesn’t have to be.
If you’re in Kentucky and trying to keep your current home, refinance into your name, or buy something new, the rules and requirements are very different than most people expect.
In my latest video, I break down the exact steps lenders look for when reviewing a post-divorce mortgage application in Kentucky, including:
🔹 How divorce impacts your credit & debt-to-income
🔹 Whether you can keep the home (refinance or assume the mortgage)
🔹 How child support or maintenance is treated as income
🔹 What documentation you absolutely need
🔹 The best programs for newly single homebuyers (FHA, VA, USDA, KHC)
This is a topic I walk clients through every week, and the guidance is especially important given how sensitive and stressful this phase of life can be.
If you or someone you know is navigating a divorce and needs a clear game plan for their next housing step, this video will bring structure and clarity to the process.
