Mortgage Loan Programs
I offer a comprehensive range of mortgage loan programs to meet your unique needs. Whether you're a first-time homebuyer, veteran, or looking to refinance, I'll help you find the perfect solution.
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FHA Loans
Popular Choice
Federal Housing Administration loans with low down payments and flexible credit requirements.
As low as 3.5% down payment
Credit scores as low as 580
Competitive interest rates
First-time buyer friendly
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VA Loans
Veterans Only
Exclusive benefits for veterans, active military, and eligible spouses.
No down payment required
No private mortgage insurance
Competitive rates
No prepayment penalties
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USDA Rural Housing
No Down Payment
Zero down payment loans for eligible rural and suburban areas.
100% financing available
Below-market interest rates
Flexible credit guidelines
Rural area eligibility
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Conventional Loans
Flexible Terms
Fannie Mae conventional loans with competitive rates and terms.
Down payments as low as 3%
No PMI with 20% down
Flexible loan amounts
Various term options
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KHC Programs
Down Payment Help
Kentucky Housing Corporation programs with down payment assistance.
Down payment assistance available
Reduced interest rates
First-time buyer programs
Kentucky residents only
