There are several programs in Kentucky to help homebuyers purchase a house with zero down payment. The various Kentucky down payment assistance programs in Kentucky, including KHC, FHA, VA, USDA, UWM’s $15,000 Welcome Home Grant, the $25,000 Kentucky Welcome Home Grant, and the 5% grant.

KHC Down Payment Assistance Programs KHC offers several down payment assistance options, including a regular DPA loan of up to $10,000. These loans are repayable over ten years at 3.75% over 10 years and cannot be subordinated and paid off if you refinance or sell the home before they are paid off.

Kentucky FHA Loan Requirements include Credit Fico Scores, Down Payment, Income and Job history An FHA loan is a mortgage issued by federally qualified lenders and insured by the Federal Housing Administration (FHA). FHA loans are designed for low-to-moderate income borrowers who a

$10,000 Down Payment assistance from Kentucky Housing ​KHC recognizes that down payments, closing costs, and prep​aids are stumbling blocks for many potential home buyers. We offer a special loan program to help with those. Your KHC-approved lender can help you apply.

Kentucky RHS USDA loans are a government-backed mortgage program that sponsors zero down payment mortgages for people who are under a certain income threshold and not access to a down payment on their home.

Kentucky Rural Development Mortgage Guide 30 year fixed rate only for Purchases and Existing USDA loans Refinances. Zero down Mortgage loan with no loan limits! Upfront funding fee is 1.0% and annual mi fee is .35% (very low compared to FHA) Typically cannot own other real estate.

VA Loans provide military veterans and current service members a distinct advantage when it comes time to purchase or refinance a home. Today's VA Loans have the most favorable terms available for most veterans. VA Loans can be used to purchase a new home with no down payment

FHA Mortgage Loans, First Time Buyer Loans in Kentucky