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Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA

  • Mortgage Lender in Louisville
  • Open now
  • 4.9
    (93)
Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
About
Kentucky mortgage lender specializing in first-time home buyers, VA loans, and down payment assistance. I'm Joel Lobb, an Army veteran and mortgage loan officer with EVO Mortgage, and I've helped more than 1,300 Kentucky families buy or refinance since 2001 across all 120 counties. FHA, VA, USDA Rural Housing, Fannie Mae conventional, and KHC down payment assistance. If a bank has already told you no, or you're not sure you'd qualify, that's the call I want. Free application, honest answers, and same-day pre-approvals in most cases. Evenings and weekends welcome. Call or text 502-905-3708. NMLS #57916 | Company NMLS #1738461 | Equal Housing Lender. Not affiliated with any government agency. Kentucky Mortgage Loans Only.
Contact us
(502) 905-3708Contact usDirections
Hours
Open now
Monday7:30 AM – 10:00 PM
Tuesday7:30 AM – 10:00 PM
Wednesday7:30 AM – 10:00 PM
Thursday7:30 AM – 10:00 PM
Friday7:30 AM – 10:00 PM
Saturday7:30 AM – 10:00 PM
Sunday7:30 AM – 10:00 PM
Insights
Accessibility
Wheelchair accessible entrance · Wheelchair accessible parking lot · Wheelchair accessible restroom · Wheelchair accessible seating ·
Amenities
Gender-neutral restroom ·
Crowd
LGBTQ+ friendly · Transgender safespace ·
Location
10602 Timberwood Circle #3, Louisville, KY 40223-5367, United States
Posts
Services
100% Financing First Time Home Buyer Loans in Kentucky FHA, VA, USDA and KHC
There are several programs in Kentucky to help homebuyers purchase a house with zero down payment. The various Kentucky down payment assistance programs in Kentucky, including KHC, FHA, VA, USDA, UWM’s $15,000 Welcome Home Grant, the $25,000 Kentucky Welcome Home Grant, and the 5% grant.
DOWN PAYMENT ASSISTANCE KENTUCKY MORTGAGE LOANS
KHC Down Payment Assistance Programs KHC offers several down payment assistance options, including a regular DPA loan of up to $10,000. These loans are repayable over ten years at 3.75% over 10 years and cannot be subordinated and paid off if you refinance or sell the home before they are paid off.
Reviews
4.9 out of 5
(93 reviews)
4.9
5
4
3
2
1
Julie Welling
4 months ago
I had an amazing experience working with my mortgage broker Joel & Dawn while purchasing my first home using an FHA loan. From start to finish, they were incredibly quick, thorough, and genuinely helpful throughout the entire process. As a first-time homebuyer, I had a lot of questions and uncertainties, but they made everything easy to understand and kept things moving efficiently. They were always responsive, stayed on top of every detail, and made sure nothing slipped through the cracks. What really stood out was how supportive and knowledgeable they were—they took the time to explain each step and made sure I felt confident in every decision. Thanks to their hard work and dedication, the process was much smoother than I expected. I’m truly grateful for their help in making my first home purchase possible. I would highly recommend them to anyone, especially first-time buyers!
Jennifer Rhodes
2 months ago
Working with Joel and Dawn was an absolutely fantastic experience from start to finish. They made what can often be a stressful and overwhelming process feel smooth, organized, and even enjoyable. They were incredibly responsive, patient, and always took the time to explain things clearly so I felt confident every step of the way. No question ever felt like too much, and they consistently went above and beyond to make sure everything stayed on track. What really stood out was their attention to detail and commitment to getting things done right. Thanks to their expertise and support, the entire process was seamless. I truly couldn’t have asked for a better team and would highly recommend Joel and Dawn to anyone looking for knowledgeable, dependable, and genuinely great people to work with.
About
Kentucky mortgage lender specializing in first-time home buyers, VA loans, and down payment assistance. I'm Joel Lobb, an Army veteran and mortgage loan officer with EVO Mortgage, and I've helped more than 1,300 Kentucky families buy or refinance since 2001 across all 120 counties. FHA, VA, USDA Rural Housing, Fannie Mae conventional, and KHC down payment assistance. If a bank has already told you no, or you're not sure you'd qualify, that's the call I want. Free application, honest answers, and same-day pre-approvals in most cases. Evenings and weekends welcome. Call or text 502-905-3708. NMLS #57916 | Company NMLS #1738461 | Equal Housing Lender. Not affiliated with any government agency. Kentucky Mortgage Loans Only.
Hours
Open now
Monday7:30 AM – 10:00 PM
Tuesday7:30 AM – 10:00 PM
Wednesday7:30 AM – 10:00 PM
Thursday7:30 AM – 10:00 PM
Friday7:30 AM – 10:00 PM
Saturday7:30 AM – 10:00 PM
Sunday7:30 AM – 10:00 PM
Location
10602 Timberwood Circle #3, Louisville, KY 40223-5367, United States
Services
100% Financing First Time Home Buyer Loans in Kentucky FHA, VA, USDA and KHC
There are several programs in Kentucky to help homebuyers purchase a house with zero down payment. The various Kentucky down payment assistance programs in Kentucky, including KHC, FHA, VA, USDA, UWM’s $15,000 Welcome Home Grant, the $25,000 Kentucky Welcome Home Grant, and the 5% grant.
DOWN PAYMENT ASSISTANCE KENTUCKY MORTGAGE LOANS
KHC Down Payment Assistance Programs KHC offers several down payment assistance options, including a regular DPA loan of up to $10,000. These loans are repayable over ten years at 3.75% over 10 years and cannot be subordinated and paid off if you refinance or sell the home before they are paid off.
Contact us
(502) 905-3708Contact usDirections
Insights
Accessibility
Wheelchair accessible entrance · Wheelchair accessible parking lot · Wheelchair accessible restroom · Wheelchair accessible seating ·
Amenities
Gender-neutral restroom ·
Crowd
LGBTQ+ friendly · Transgender safespace ·
Posts
Reviews
4.9 out of 5
(93 reviews)
4.9
5
4
3
2
1
Julie Welling
4 months ago
I had an amazing experience working with my mortgage broker Joel & Dawn while purchasing my first home using an FHA loan. From start to finish, they were incredibly quick, thorough, and genuinely helpful throughout the entire process. As a first-time homebuyer, I had a lot of questions and uncertainties, but they made everything easy to understand and kept things moving efficiently. They were always responsive, stayed on top of every detail, and made sure nothing slipped through the cracks. What really stood out was how supportive and knowledgeable they were—they took the time to explain each step and made sure I felt confident in every decision. Thanks to their hard work and dedication, the process was much smoother than I expected. I’m truly grateful for their help in making my first home purchase possible. I would highly recommend them to anyone, especially first-time buyers!
Jennifer Rhodes
2 months ago
Working with Joel and Dawn was an absolutely fantastic experience from start to finish. They made what can often be a stressful and overwhelming process feel smooth, organized, and even enjoyable. They were incredibly responsive, patient, and always took the time to explain things clearly so I felt confident every step of the way. No question ever felt like too much, and they consistently went above and beyond to make sure everything stayed on track. What really stood out was their attention to detail and commitment to getting things done right. Thanks to their expertise and support, the entire process was seamless. I truly couldn’t have asked for a better team and would highly recommend Joel and Dawn to anyone looking for knowledgeable, dependable, and genuinely great people to work with.
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