My husband and I before we met Joel was at 3 realtors and 3 mortgage companies….with no movement. My parents referred us to Joel and the rest was history. From the very beginning we explained where we were with home buying. He took it and ran with it. He made sure we got into a home. Such an easy process full of communication and open door when it came to any question we had since this was our first time home buying. I recommend Joel to anyone! He will get you in a home as well as making sure your home loan is fit for you! Very dedicated and even after the closing he will still be there to communicate and follow you through this journey if any questions arise!

Joel and his colleagues were an immense help in getting me pre-approved and approved for a home loan. Professional and thorough group of people and my experience could not have been easier. Highly recommend.

Many thanks to Joel for his help throughout our homebuying process. He is a dedicated partner to his clients and does his best to answer questions quickly and reliably. When I didn't understand something, he was patient and did a great job explaining things. His entire team helped to make our purchase a very smooth transaction from start to finish.

We had a great experience with Joel. He explained things to us so we understood every step of the mortgage process. He worked to obtain the best package for us. I found him to be honest and trustworthy. He always responded to questions quickly.

I work with many Loan Officers across the country and Joel is in my Top 5. I would trust him with my personal mortgage. He is responsive and knowledgeable. He cares about his borrowers and is willing to work with unique situations and come up with solutions. Thank you Tony Walker EPM Wholesale Account Executive

Joel referred a buyer to me a while back. During that transaction Joel was outstanding!!He was accessible and responsive. He worked hard to close by the date suggested. His clients were very happy with him throughout the process. Since then I have referred other agents to him for their clients. I will continue to use Joel as often as possible. He is very knowledgeable in his skill set and willing to look at all options to provide the best loan program/package for customers. I would highly recommend Joel Lobb for all your Mortgage needs

Joel is amazing at what he does! He went above and beyond for my husband and I. The home-buying process can be stressful, but Joel was always available to reassure us and answer each and ever question we had. He was able to get us a remarkable interest rate and was very knowledgeable about every aspect of the loan process. We knew exactly what to expect. Do not hesitate to contact him if you are looking to buy a home! We truly appreciate all of his hard work and dedication.

Joel was amazing. He worked with my husband Nathan and I (mostly Nathan) to get our first home. We had just been building our credit and needed help with some of the first home buyers programs locally. We didn't even know if it would be possible to Porsche a home at all, but be told us exactly what to do to get approved and 30 days later we were approved. We found our home within 30 days after he suggested a really good realtor after we had a terrible experience with 2 other realtors. During the entire closing process even when some of the people wouldn't respond, he was always there to find an answer for us even if we could be a little too eager because of our excitement. He always treated us with respect and as long as we followed exactly what he said to do we were able to find a home we loved. We are moving in today. Thank you Joel for making our American dream come true. Louisville is lucky to have you.

Joel and Dawn are amazing to work with! Went above and beyond to make buying my first home an incredibly easy and straightforward process. They were on top of all emails and quick to respond if I ever had any questions, even outside of normal business hours. I can’t recommend Joel and his team enough! Had a little hiccup with VA and they stayed on top of everything! Even reassured me that everything was going to be okay when things were looking a little scary. Lol. Joel and Dawn, thank you for a Job Well done, so glad I found you! Also, thank you for using your combined expertise and best knowledge to get me the LOWEST rate and cash back at closing!! I’m soooo happy!! I cannot thank you guys enough!! ❤️

Joel & Dawn! I can’t say enough how grateful I am for you both. You will not find another company that goes the extra mile like them. No matter how early or how late I text with questions or concerns I ALWAYS received a response shortly after. They really hold your hand and talk you through the whole process leaving no questions unanswered. Hands down the best company to do business with. They work extremely hard to turn your homeowner dreams into reality! Many many thanks again. I am forever grateful!