About
Mortgage Loans offered in Kentucky. Thank you for visiting. I hope you find this website both informative and empowering as you explore your mortgage options. My goal is to help you feel confident in selecting the right home loan for your unique situation. I proudly serve all 120 counties in Kentucky, offering a full range of mortgage loan programs, including: FHA Loans VA Loans USDA Rural Housing Loans Fannie Mae Conventional Loans KHC Down Payment Assistance Programs
With over 20 years of lending experience, I’ve had the privilege of helping more than 1,300 Kentucky families achieve their homeownership goals. Web site is not endorsed by the FHA, VA, USDA govt agency. Text/call 502-905-3708 kentuckyloan@gmail.com NMLS 57916 NMLS 1738461
Contact Us
Hours
Open now
| Monday | 7:30 AM – 10:00 PM |
| Tuesday | 7:30 AM – 10:00 PM |
| Wednesday | 7:30 AM – 10:00 PM |
| Thursday | 7:30 AM – 10:00 PM |
| Friday | 7:30 AM – 10:00 PM |
| Saturday | 7:30 AM – 10:00 PM |
| Sunday | 7:30 AM – 10:00 PM |
Insights
Accessibility
Wheelchair accessible entrance · Wheelchair accessible parking lot · Wheelchair accessible restroom · Wheelchair accessible seating · Amenities
Gender-neutral restroom · Crowd
LGBTQ+ friendly · Transgender safespace · Posts
Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
13 hours ago
Zero Down 100% Financing Mortgage Loans in Kentucky
Close loans in 20–30 days with $0 down payment. Don’t wait—see if your transaction qualifies to... more
Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
1 day ago
How to get approved for a Kentucky Mortgage Loan with Bad Credit
There are several mortgage loans programs for Kentucky Homebuyers that may have ha... more
Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
2 days ago
Quick Tips:
VA and USDA are your go-to options for $0 down payment in Kentucky.
FHA is a great choice for those with lower credit scores or limite... more
Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
4 days ago
Louisville Kentucky Mortgage Loans
Louisville Mortgage Loans for FHA, VA, USDA and Rural Housing with KHC Down Payment Assistance.
credit score
Th... more
Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
5 days ago
Key Loan Program Highlights for Kentucky First-Time Homebuyers
Conventional Loans
Down Payment: 3% minimum
Seller Contributions:
<10% down = 3%
... more
Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
6 days ago
4 Things Every Borrower Needs to Know to Get Approved for a Mortgage Loan In Kentucky
Thank you for visiting. I hope you find this website both inf... more
Services
100% Financing First Time Home Buyer Loans in Kentucky FHA, VA, USDA and KHC
There are several programs in Kentucky to help homebuyers purchase a house with zero down payment. The various Kentucky down payment assistance programs in Kentucky, including KHC, FHA, VA, USDA, UWM’s $15,000 Welcome Home Grant, the $25,000 Kentucky Welcome Home Grant, and the 5% grant.
DOWN PAYMENT ASSISTANCE KENTUCKY MORTGAGE LOANS
KHC Down Payment Assistance Programs KHC offers several down payment assistance options, including a regular DPA loan of up to $10,000. These loans are repayable over ten years at 3.75% over 10 years and cannot be subordinated and paid off if you refinance or sell the home before they are paid off.
Reviews
4.9 out of 5
(75 reviews)
4.9
5
4
3
2
1
Chasity Wray
2 months ago
I would 100% recommend Joel & Dawn! They helped make a goal for my family a reality. From start to finish they helped me every step of the way. I will forever be thankful for them. Day or night, any worry or thought I had I never had to wait for a response, they really kept me sane during the stresses of being a first time buyer. I found Joel on YouTube when I was doing research before I decided to start the process of buying, turned out he was actually right here in Kentucky and so it was meant for me to go with them! Thank you both for everything, The Wray Family! 🏠
Tiffany White
8 months ago
My husband and I before we met Joel was at 3 realtors and 3 mortgage companies….with no movement. My parents referred us to Joel and the rest was history. From the very beginning we explained where we were with home buying. He took it and ran with it. He made sure we got into a home.
Such an easy process full of communication and open door when it came to any question we had since this was our first time home buying. I recommend Joel to anyone! He will get you in a home as well as making sure your home loan is fit for you!
Very dedicated and even after the closing he will still be there to communicate and follow you through this journey if any questions arise!
About
Mortgage Loans offered in Kentucky. Thank you for visiting. I hope you find this website both informative and empowering as you explore your mortgage options. My goal is to help you feel confident in selecting the right home loan for your unique situation. I proudly serve all 120 counties in Kentucky, offering a full range of mortgage loan programs, including: FHA Loans VA Loans USDA Rural Housing Loans Fannie Mae Conventional Loans KHC Down Payment Assistance Programs
With over 20 years of lending experience, I’ve had the privilege of helping more than 1,300 Kentucky families achieve their homeownership goals. Web site is not endorsed by the FHA, VA, USDA govt agency. Text/call 502-905-3708 kentuckyloan@gmail.com NMLS 57916 NMLS 1738461
Hours
Open now
| Monday | 7:30 AM – 10:00 PM |
| Tuesday | 7:30 AM – 10:00 PM |
| Wednesday | 7:30 AM – 10:00 PM |
| Thursday | 7:30 AM – 10:00 PM |
| Friday | 7:30 AM – 10:00 PM |
| Saturday | 7:30 AM – 10:00 PM |
| Sunday | 7:30 AM – 10:00 PM |
Services
100% Financing First Time Home Buyer Loans in Kentucky FHA, VA, USDA and KHC
There are several programs in Kentucky to help homebuyers purchase a house with zero down payment. The various Kentucky down payment assistance programs in Kentucky, including KHC, FHA, VA, USDA, UWM’s $15,000 Welcome Home Grant, the $25,000 Kentucky Welcome Home Grant, and the 5% grant.
DOWN PAYMENT ASSISTANCE KENTUCKY MORTGAGE LOANS
KHC Down Payment Assistance Programs KHC offers several down payment assistance options, including a regular DPA loan of up to $10,000. These loans are repayable over ten years at 3.75% over 10 years and cannot be subordinated and paid off if you refinance or sell the home before they are paid off.
Contact Us
Insights
Accessibility
Wheelchair accessible entrance · Wheelchair accessible parking lot · Wheelchair accessible restroom · Wheelchair accessible seating · Amenities
Gender-neutral restroom · Crowd
LGBTQ+ friendly · Transgender safespace · Posts
Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
13 hours ago
Zero Down 100% Financing Mortgage Loans in Kentucky
Close loans in 20–30 days with $0 down payment. Don’t wait—see if your transaction qualifies to... more
Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
1 day ago
How to get approved for a Kentucky Mortgage Loan with Bad Credit
There are several mortgage loans programs for Kentucky Homebuyers that may have ha... more
Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
2 days ago
Quick Tips:
VA and USDA are your go-to options for $0 down payment in Kentucky.
FHA is a great choice for those with lower credit scores or limite... more
Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
4 days ago
Louisville Kentucky Mortgage Loans
Louisville Mortgage Loans for FHA, VA, USDA and Rural Housing with KHC Down Payment Assistance.
credit score
Th... more
Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
5 days ago
Key Loan Program Highlights for Kentucky First-Time Homebuyers
Conventional Loans
Down Payment: 3% minimum
Seller Contributions:
<10% down = 3%
... more
Joel Lobb, Mortgage Broker FHA, VA, KHC, USDA
6 days ago
4 Things Every Borrower Needs to Know to Get Approved for a Mortgage Loan In Kentucky
Thank you for visiting. I hope you find this website both inf... more
Reviews
4.9 out of 5
(75 reviews)
4.9
5
4
3
2
1
Chasity Wray
2 months ago
I would 100% recommend Joel & Dawn! They helped make a goal for my family a reality. From start to finish they helped me every step of the way. I will forever be thankful for them. Day or night, any worry or thought I had I never had to wait for a response, they really kept me sane during the stresses of being a first time buyer. I found Joel on YouTube when I was doing research before I decided to start the process of buying, turned out he was actually right here in Kentucky and so it was meant for me to go with them! Thank you both for everything, The Wray Family! 🏠
Tiffany White
8 months ago
My husband and I before we met Joel was at 3 realtors and 3 mortgage companies….with no movement. My parents referred us to Joel and the rest was history. From the very beginning we explained where we were with home buying. He took it and ran with it. He made sure we got into a home.
Such an easy process full of communication and open door when it came to any question we had since this was our first time home buying. I recommend Joel to anyone! He will get you in a home as well as making sure your home loan is fit for you!
Very dedicated and even after the closing he will still be there to communicate and follow you through this journey if any questions arise!
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