Thinking about buying a place in Cabo San Lucas or San José del Cabo? Whether it’s a beachfront condo, golf villa, or vacation rental, owning property here is totally doable—even for foreigners.
The key is the Fideicomiso, a Mexican bank trust that lets you buy property near the coast. The bank holds the title, but you have full ownership rights—sell it, rent it, pass it down, no problem.
Cabo San Lucas is lively and full of action—resorts, nightlife, and marinas. San José del Cabo is more laid-back and artsy, with a charming historic center and a slower pace. The Corridor offers high-end communities, golf, and privacy.
Steps to buy:
Find a great real estate agent who knows the local scene.
Set your budget—most deals are cash, but financing options exist.
Shop around, make an offer, and deposit 5–10% in escrow.
Hire a closing attorney (optional but smart).
Set up the Fideicomiso (or a Mexican corporation for investors).
Do title/due diligence checks with a notary.
Pay closing costs, about 4–6% of the price.
Sign and take possession—you’re in!
Property taxes are low—roughly 0.1% yearly. Pay early and get a discount.
Vacation rentals are allowed and popular, just check HOA rules.
With the right team, buying in Cabo is easier than you think. And once you’re settled, that margarita on your terrace hits different.