One of Cabo's best-kept ownership secrets: Predial.
Cabo property tax is calculated at roughly 0.115% of cadastral value — and cadastral values typically sit well below market.
Real example: $2M luxury villa, Predial often runs $1,000–$2,000/year.
The same $2M home in California: $20,000+/year.
In Texas: $40,000+/year.
That's a real $20K–$40K/year tailwind on your ownership math compared to US states. Over a 10-year hold, that's $200K–$400K saved in property taxes alone.
Total monthly carrying cost on a $2M Cabo luxury home runs $2,500–$4,500 with HOA, utilities, insurance, and maintenance — and rental income (if you choose to rent) typically offsets most or all of it.
The math on luxury Cabo ownership is structurally different than US second-home math. It's why so many of my clients keep their Cabo property and sell their US vacation home.
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