What do lenders want to know about you before you buy your home? LOTS! Lenders and Mortgage Professionals alike have to do their due diligence when helping clients through the mortgage application process. While Lenders are definitely there to help clients get into homes, they also have to take steps to reduce the risk they are taking by lending those funds out. The riskier the borrower, the harder it will be to get that approval in.
Mortgage professionals not only have to obtain information from the borrowers to satisfy the lenders requirements, but they also can provide advisory services before the application even gets that far.
We can help you determine what's affordable BEFORE you go shopping and put an offer on a property to help you shop within your budget! We can also help you work through any issues that could arise ahead of time which could prevent you from getting that approval. If it takes months or even years of us working together to get where you need to be, that's what we are here for.
Don't think of us as a one and done service! We are here to provide continued support throughout the homeownership journey and love to hear from our clients beyond possession date!
PS. Have you called to get that pre-approval in before shopping? Realtors LOVE Pre-approvals! Ask Them!
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