Most buyers think they need 20% down to buy a home. They don't.
Here are the 10 steps to buying a home the right way. Check your credit score first. Anything below 620 limits your loan options. Get preapproved, not just prequalified. Preapproval means formal credit checks and income verification that sellers actually trust. Work with an agent who has ABR, CRS, or SRS designations. Visit neighborhoods at different times of day before you commit. Your offer gets accepted, then inspections and appraisals confirm value. Choose between 10 year, 15 year, or 30 year terms. Lock in fixed rate or adjustable rate financing. Sign paperwork, pay closing costs, get keys.
I walk Valley buyers through every step so nothing gets missed. From Fannie Mae and Freddie Mac conventional loans to FHA and VA mortgages, I help you find what fits your budget.
DM me directly and I will get back to you within the hour.
