87% of homebuyers overpaid on their mortgage last year.
Not by a little. By an average of $78,186 over the life of the loan.
Bankrate analyzed 3.2 million loans across 350 metro areas and found nearly everyone paid more than they had to. In Los Angeles, that mistake cost buyers $149,073. In Tyler, Texas, it was $76,528. Even in Rocky Mount, North Carolina, where the gap was smallest, buyers still overpaid $2,108 a year.
Most people get one quote and never test it against the market. They take whoever their bank refers or who did their last loan. That single quote loop is costing them thousands.
The fix is simple. Get three quotes from different lenders on the same day. Compare them directly. That's what breaks the loop and saves you real money.
When you're ready to buy in the Phoenix Valley, I'll make sure you're set up to compare rates and not leave money on the table.
DM me directly and I'll walk you through the process.