Cash just lost its crown in the housing market.
For the first time in years, financed buyers are winning deals they couldn't touch in 2022. Cash sales dropped to 31.4% in the first four months of this year, down from 32.3% last year. Even more telling: cash buyers fell 11.2% while total sales only dropped 8.5%.
What changed? Cooler prices and higher inventory mean fewer bidding wars across Phoenix Valley. National median prices grew just 0.2% compared to 1.8% in 2025 and the 15.4% peak we saw in 2021.
The proof is in the wins. Pre underwritten buyers are beating out 15 to 27 cash offers in markets like Boston and Arlington. Cities like Pittsburgh, Austin, and San Francisco still see strong cash activity, but the trend is clear.
If you've been sitting on the sidelines thinking you need all cash to compete, that's no longer true. I'll show you exactly how to structure your offer to win in today's market.
DM me directly and I'll walk you through your best strategy for the Phoenix Valley.