Short sales are coming back to Arizona.
30,000 transactions nationwide in 2025. Up 16 percent in Q1 2026 alone. If you're behind on payments or underwater on your mortgage, this matters now.
A short sale means you sell for less than you owe. The lender agrees to take the loss because foreclosure costs them more. You stay in control. The bank doesn't seize your property.
Timeline runs 4 to 6 months from listing to closing. Lender approval takes 60 to 120 days. But a properly approved short sale could save your credit and shorten your wait for the next mortgage to 4 years instead of 7 after foreclosure.
Between 2008 and 2012, short sales were 10 to 15 percent of all home sales. We're seeing that shift happen again across the Phoenix Valley.
I've closed these before and I know how to protect your options.
DM me directly and I'll walk you through your situation personally.
