TransUnion just changed how lenders look at your mortgage application.
Starting now, they're pulling in alternative credit data during prequalification. Rent payments. Utility bills. Financial behavior that traditional credit scores completely miss.
This is TruVision Alternative Credit Attributes, sourced from the FactorTrust Alternative Lending Database. It gives lenders a fuller picture of your financial stability before they even process your loan.
Best part? It comes at no additional cost to lenders and kicks in as early as prequalification.
If you've been paying rent on time for years but your credit score doesn't reflect it, this could be the edge you need. Lenders can now see that consistency.
Whether you're buying your first home in the Phoenix Valley or refinancing, understanding how lenders evaluate your application matters. A lot.
DM me directly and I'll walk you through how this impacts your buying power right now.
