Do You Need Insurance to Rent a Temporary Lighting Tower?
Renting heavy equipment like a temporary lighting tower typically requires renters insurance or proof of commercial general liability coverage. Here are some key things to know about insurance requirements when renting a lighting tower:
1. Standard Policies May Not Cover Rentals: A standard home or auto insurance policy likely won't cover damage if you rent a large piece of equipment like a tower light. You usually need renters or commercial insurance.
2. Rental Insurance Can Be Purchased: If you don't have existing coverage that will extend to a rental, companies may offer third-party insurance you can buy. This covers damages if something happens to the equipment while it's in your possession.
3. Prices Vary: Rental insurance pricing depends on factors like the value of the equipment and length of the rental period, but is usually reasonable.
4. Read Rental Contracts Carefully: Be sure to fully understand the rental company's insurance requirements and rules regarding your responsibilities if the equipment is lost, stolen, or damaged.
Getting the required insurance for a temporary lighting tower rental protects both renters and rental companies. Be sure to ask ahead of time about insurance needs so there are no surprises or delays when you go to pick up the tower light.
Call now for more information about insuring your next equipment rental
