If you’re in a car accident with an expired driver’s license, you can still file a claim against the at-fault driver. The key question is who caused the crash. Insurers may argue the lapse shows irresponsibility to push a lower settlement. That’s an argument, not a rule. Your policy language and the evidence govern coverage and value. California permits recovery even when a plaintiff shares some responsibility; damages scale with fault. Renew promptly and speak to counsel before giving recorded statements so you don’t concede ground you don’t have to.