Can You Insure a Totaled Car? What Happens If You Wreck It Again
If your insurance company has ever told you your vehicle is a total loss, your first thought probably wasn’t, “Can I insure this thing again?” but it’s a question we are asked often and an important one.
With vehicle prices where they are today, many drivers choose to keep and repair a totaled car rather than replace it. The problem? Insurance coverage doesn’t always work the way people expect once a car has been declared a total loss.
Let’s walk through what you need to know before you fix it, insure it, and put it back on the road.
