Car Seats After a Car Accident in Texas: Does Collision Coverage Pay for a Replacement?
Car accidents are stressful enough. When you add kids into the mix, the questions pile up fast.
A very common question from Texas parents is:
“Do I really need to replace the car seat? Will my insurance cover it?”
The answer?
👉 Yes, you should replace it, and yes, your collision coverage usually pays for it.
If you were involved in a moderate-to-severe crash and your car seat was in the vehicle, the National Highway Traffic Safety Administration recommends replacing it (source).
Here’s how it works in Texas and what parents need to know.