Overall, HRM Insurance Agency, Travelers is a good option to consider for car, home, condo, umbrella and business insurance. While the company's ratings by J.D. Power for claim satisfaction and insurance shopping are lower than average, it does have a “Superior” rating from AM Best and a lower-than-average number of NAIC complaints. Call us today and learn about all the insurance carriers we represent and what fits your needs and budget. HRM Insurance Team.