Let’s talk about something we see all the time when parents try to help their kids buy a home.
You're sitting across the table, proud of them, ready to hand over a check or sign the dotted line—and we get it. But here’s the truth:
The #1 mistake I see?
Giving money with no plan, no structure, and no long-term strategy.
We’re not saying don’t help. We’re saying be smart about it.
💬 If you’re giving cash, treat it like a loan—with terms. It protects both of you.
💬 If you’re co-signing, ask yourself this: What’s the timeline for getting your name off the loan? (There needs to be one.)
💬 Want to really think big? Buy the home together as an investment. Equity grows, and now you’re both building wealth.
Bottom line: Helping isn’t just about getting them into a house—it’s about setting them up for the future.
You wouldn’t fund a business without a plan. A house should be no different.
Comment “𝐂𝐇𝐀𝐓” to set up a phone call where you and us can realllllllly talk through what planning for your future looks like and how you can set yourself and your kids up for success as adult homeowners.
Hi, we’re Aaron and Krista Farr—Spokane realtors and parents of adult children who are on a mission to bring up the next generation of homeowners and set them up for a successful future using real estate as a path to financial freedom.
