Getting back to the same retirement balance can take more growth than you might think.
Imagine a hypothetical $1 million IRA:
🔻 The market falls 20%.
Then $60,000 is withdrawn for retirement expenses.
How much is left—and what would it take to rebuild?
👉 Swipe for the answer.
The bigger question: If markets fell while you were taking withdrawals, where would the money for your monthly expenses come from?
Understanding how Social Security and your accounts work together can help you identify income gaps and questions worth addressing.
Want to explore your own retirement-income questions? Request a complimentary 20-minute Zoom conversation with Dora Wysocki using the link below.
Dora Wysocki | DW Financial Group
Educational only; not tax or investment advice. Simplified hypothetical assumes the decline occurs before the withdrawal. The recovery calculation assumes no further withdrawals or other changes. Excludes taxes, fees and inflation; not a forecast.
