Improving Your Credit Score - Your credit score and how you manage credit are huge factors in qualifying for a mortgage. If you want the best interest rates and mortgage products available on the market, you want a high credit score. Here are a few things you can do to improve your credit score.
1. Make all your payments on time
2. Stop acquiring new credit
3. Keep a reasonable balance
4. Check your credit report regularly
5. Handle collections immediately
6. Use your credit card
There you have it. Regardless of what your credit looks like now, you will continue to increase your credit score if you follow the points outlined above.
So, if you're looking to buy a property and you’d like to work through your credit report in detail, let’s put together a plan to get you qualified for a mortgage.
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