Should You Get Pre-Approved for a Mortgage? 🏡✅ Absolutely.
The best time to get pre-approved? As early as possible. Whether you're just starting to think about buying or already house hunting, a pre-approval gives you clarity, confidence, and a strong advantage.
💡 Here’s What a Pre-Approval Can Uncover:
You’re on job probation after a recent change
Your income relies heavily on commissions or variable hours
Your credit report contains errors or collections you weren’t aware of
Your credit profile isn’t well-established yet
You haven’t saved enough for a downpayment
Your current debt is affecting how much you qualify for
And sometimes… you don’t know what you don’t know
A pre-approval is not the same as a pre-qualification. It’s more than a quick online calculator—it’s a full financial review with a mortgage professional who helps you plan, prepare, and even submit documents upfront.
Mortgage financing can be complex—but it doesn’t have to be stressful. Let’s make sure you’re ready, confident, and fully informed.
📞 Connect with me directly, or reply to this post—I’d be happy to help!
https://www.dianebuchanan.ca/
