One Homebuying Step You Shouldn’t Skip: Pre-Approval
Pre-approval is a crucial step in the homebuying journey that gives you a clear picture of how much you can borrow for a home. By reviewing your financial history—including W-2s, tax returns, pay stubs, and bank statements—a lender determines your borrowing power and provides a pre-approval letter. This not only helps you set a realistic budget but also strengthens your offer when you're ready to buy. With home prices on the rise and mortgage rates fluctuating, pre-approval ensures you’re financially prepared and positions you as a serious buyer in the eyes of sellers. Start your journey on the right foot by connecting with a trusted lender today!