Is the Housing Market Going to Crash in 2025? Here’s What Experts Say
If you’ve seen headlines predicting a housing market crash, it’s natural to worry. But according to real estate experts and the latest data, the housing market is not crashing it’s simply returning to normal, steady growth.
The Fannie Mae Home Price Expectations Survey (HPES), which gathers insights from over 100 housing economists, projects that home prices will continue rising through at least 2029. Even the most cautious forecasts show about 5% appreciation, while optimistic experts predict as much as 26% growth nationwide.
Compared to the explosive price jumps of 2020–2022, the next few years will bring moderate annual growth of 2–3.5%, which is sustainable and healthy for long-term stability.
Why no crash? It all comes down to supply and demand. There still aren’t enough homes for everyone who wants to buy, and that ongoing shortage is keeping prices firm. Unlike 2008, today’s market is supported by stronger lending standards, solid homeowner equity, and low inventory levels.
The bottom line: Experts agree the housing market isn’t collapsing it’s stabilizing. Home values are expected to rise gradually, not fall.
If you’re waiting to buy or sell, don’t let headlines hold you back. Talk to a local real estate agent who can show you what’s really happening in your area and help you make informed decisions based on data, not fear.
