🏡 Mortgage rates may not be falling fast but there’s still opportunity.
Experts expect 30-year mortgage rates to hover around 6%–6.5% through 2026, and most don’t see them dipping below 6% anytime soon.
That’s causing hesitation: 94% of buyers say they’d rethink their plans if rates stay above 6%. Many are still hoping for 4% rates like we saw during the pandemic.
But here’s the bright side ✨
Rates have already come down from their 2023 peak, and experts expect stability instead of spikes. A steady rate environment gives buyers something we haven’t had in years: predictability.
And remember:
Buyers can refinance if rates fall later
Less frenzy can mean more negotiating power
Creative financing options are expanding
The market may not return to 4% — but it also isn’t spiraling higher. For many buyers, this could be a year of smarter, more strategic moves.
💬 Are you waiting for rates to drop or making moves in today’s market?
https://www.realestatenews.com/2026/02/06/whats-a-good-mortgage-rate-according-to-buyers?utm_source=Real+Estate+News&utm_campaign=aa084856f8-EMAIL_CAMPAIGN_2026_02_09_08_40&utm_medium=email&utm_term=0_02c652b510-aa084856f8-%5BLIST_EMAIL_ID%5D
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