ALE (Additional Living Expenses) Review
Our ALE Review helps policyholders understand and maximize their Additional Living Expenses benefits when property damage forces them to leave their home temporarily. Many homeowners don’t realize how much ALE coverage they’re entitled to—or which expenses qualify. Insurers often underpay this category by excluding legitimate costs or insisting on lower allowances. We evaluate your displacement situation, review your insurance policy, and calculate the true cost of temporary living arrangements, including hotel stays, rental homes, meals, utilities, pet care, storage, increased transportation, and other necessary expenses. We then help document these amounts properly so the insurer cannot dispute them. This free review ensures you receive full reimbursement for the additional costs of daily living during repairs. Whether you’re displaced due to fire, water damage, storm loss, or unsafe conditions, our ALE guidance ensures your out-of-pocket expenses are minimized and your insurer meets its obligations under your policy.
