Self-Employed and Need Car Finance? We’re Here to Help!
Being self-employed doesn’t mean car finance is out of reach! At Bob Davies Car Sales, we specialise in helping self-employed drivers across Wales and the UK secure competitive car finance deals tailored to their unique needs.
Many worry that irregular income makes finance harder to get—but it’s absolutely possible. We understand how self-employed income works and look beyond payslips, considering your full financial picture to help you drive away in the car you love.
Whether you prefer outright ownership with Hire Purchase (HP) or lower monthly payments and flexibility with Personal Contract Purchase (PCP), we’ll guide you through your options.
When applying, be ready with documents like your ID, proof of address, bank statements, tax returns, and business accounts. A bigger deposit, a good credit score, or even a joint applicant can boost your chances of approval.
Choosing the right finance also means thinking about how you’ll use your car—business mileage, client visits, or personal journeys all influence the best deal for you.
With over 100 quality vehicles in stock, competitive rates from 9.9% APR, and a friendly, experienced team, Bob Davies Car Sales makes self-employed car finance simple and stress-free.