After a car accident in Montana, sore muscles, stiff joints, or nagging back pain can linger, but massage therapy and chiropractic care can help you heal. Your auto or health insurance may cover these treatments, saving you from high costs, yet many Montanans miss out because they’re unaware of these benefits. At Blacktail Law Group, we help clients from Bozeman to Havre secure coverage for therapies under Medical Payments (Med Pay) or health plans, typically ranging from $1,000 to $10,000, if deemed “medically necessary.” Montana’s insurance rules require covering “reasonable” expenses, but insurers often challenge claims, especially in rural areas with limited providers. To strengthen your case, get a doctor’s referral, keep detailed treatment records, and track progress. Insurers may deny claims, arguing therapies aren’t essential, but Blacktail Law fights back by reviewing policies, gathering evidence, and using Montana’s Made Whole Doctrine to maximize your benefits. Call Blacktail Law Group at 406-318-7223 for a free consultation to ensure you get the care you’re owed. *Disclaimer: This is general information, not legal advice.*
