Car accident in Montana? Don’t let medical bills add stress to your recovery. Your auto insurance may include Medical Payments coverage (Med Pay), a little-known benefit that covers medical costs for you and your passengers, even if you caused the crash. From ER visits to physical therapy, Med Pay can ease your financial burden with limits typically from $1,000-$10,000. Plus, in Montana, you might score double recovery if the at-fault party’s insurance pays the same bills, and anti-subrogation rules often prevent insurers from clawing back Med Pay from your settlement. But insurers don’t make it easy—they may downplay injuries or push quick, lowball settlements. Blacktail Law Group fights for you, reviewing your policy, guiding claims, and maximizing your payout, including double recovery opportunities. Check your policy for Med Pay, save all medical receipts, and don’t sign settlements without advice. Serving Montanans from Billings to Kalispell, we’re your advocates against big insurance. Call Blacktail Law Group at 406-318-7223 for a free consultation to unlock your Med Pay benefits and focus on healing, not bills. Disclaimer: This is general info, not legal advice.