As a mortgage broker, we can help navigate this changing landscape to find the lenders who still have an appetite for investment and rental properties. We have access to lenders who will let us use up to 80% of the rental income to offset the expense and will allow an estimate of economic rent in place of a Lease Agreement or a T1 General showing rental income. As well lenders are looking to limit the number of rentals one can own before it becomes a commercial file. We still have access to lender who do not place a limit on the number of rental properties that you own.