About
Harbor One Insurance is a local, independent agency serving Walterboro, Charleston, and all of South Carolina. We work with multiple top-rated carriers to find you the best coverage at the most competitive rates — without the one-size-fits-all approach of big insurers.
We offer home, auto, business, life, renters, and flood insurance for individuals, families, and small businesses across SC. Our team takes the time to understand your unique needs and build a policy that truly fits your life and budget.
At Harbor One Insurance, you're not just a policy number — you're a neighbor. We believe in honest guidance, fast quotes, and personalized service that only a local independent agent can provide. Call us for a free quote.
Contact us
Hours
Closed
| Monday | 8:00 AM – 5:00 PM |
| Tuesday | 8:00 AM – 5:00 PM |
| Wednesday | 8:00 AM – 5:00 PM |
| Thursday | 8:00 AM – 5:00 PM |
| Friday | 8:00 AM – 3:00 PM |
| Saturday | Closed |
| Sunday | Closed |
Insights
Accessibility
Wheelchair accessible entrance · Wheelchair accessible parking lot · Wheelchair accessible restroom · Wheelchair accessible seating · Amenities
Gender-neutral restroom · Crowd
LGBTQ+ friendly · Transgender safespace · Posts
Services
Auto insurance
Harbor One Insurance helps drivers across South Carolina find affordable, reliable auto insurance. As an independent agency, we compare multiple carriers to get you the best rate. Call us for a fast, free quote.
Accident insurance
Unexpected accidents can bring unexpected costs. Harbor One Insurance offers accident insurance for individuals and families across South Carolina, helping cover medical expenses and lost income when you need it most.
Reviews
5 out of 5
(23 reviews)
5
5
4
3
2
1
Steven Taylor
4 months ago
The staff at Harbor Insurance was terrific to work with. They are knowledgeable, easy to communicate with, friendly and with a quick response to any questions or concerns that I had. My main goal was to get home owners insurance which also covers hurricane damage. My previous policy went up to over $5000 per year. Harbor Insurance located an insurance company that will cost $3600 a year with the same coverage. I encourage anyone who is looking for less expensive policies of ANY type to give them a call.
Mark Taylor
7 months ago
I have been a customer of Harbor One for over a year now, and they have been a pleasure to work with. Hannah Lane is extremely knowledgeable, very detail-oriented, and has the insurance experience to back it up. She has already been a huge advocate for us with a vehicle claim, and that's exactly what you should be looking for in an insurance agent. Highly recommend her!
About
Harbor One Insurance is a local, independent agency serving Walterboro, Charleston, and all of South Carolina. We work with multiple top-rated carriers to find you the best coverage at the most competitive rates — without the one-size-fits-all approach of big insurers.
We offer home, auto, business, life, renters, and flood insurance for individuals, families, and small businesses across SC. Our team takes the time to understand your unique needs and build a policy that truly fits your life and budget.
At Harbor One Insurance, you're not just a policy number — you're a neighbor. We believe in honest guidance, fast quotes, and personalized service that only a local independent agent can provide. Call us for a free quote.
Hours
Closed
| Monday | 8:00 AM – 5:00 PM |
| Tuesday | 8:00 AM – 5:00 PM |
| Wednesday | 8:00 AM – 5:00 PM |
| Thursday | 8:00 AM – 5:00 PM |
| Friday | 8:00 AM – 3:00 PM |
| Saturday | Closed |
| Sunday | Closed |
Services
Auto insurance
Harbor One Insurance helps drivers across South Carolina find affordable, reliable auto insurance. As an independent agency, we compare multiple carriers to get you the best rate. Call us for a fast, free quote.
Accident insurance
Unexpected accidents can bring unexpected costs. Harbor One Insurance offers accident insurance for individuals and families across South Carolina, helping cover medical expenses and lost income when you need it most.
Contact us
Insights
Accessibility
Wheelchair accessible entrance · Wheelchair accessible parking lot · Wheelchair accessible restroom · Wheelchair accessible seating · Amenities
Gender-neutral restroom · Crowd
LGBTQ+ friendly · Transgender safespace · Posts
Reviews
5 out of 5
(23 reviews)
5
5
4
3
2
1
Steven Taylor
4 months ago
The staff at Harbor Insurance was terrific to work with. They are knowledgeable, easy to communicate with, friendly and with a quick response to any questions or concerns that I had. My main goal was to get home owners insurance which also covers hurricane damage. My previous policy went up to over $5000 per year. Harbor Insurance located an insurance company that will cost $3600 a year with the same coverage. I encourage anyone who is looking for less expensive policies of ANY type to give them a call.
Mark Taylor
7 months ago
I have been a customer of Harbor One for over a year now, and they have been a pleasure to work with. Hannah Lane is extremely knowledgeable, very detail-oriented, and has the insurance experience to back it up. She has already been a huge advocate for us with a vehicle claim, and that's exactly what you should be looking for in an insurance agent. Highly recommend her!
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